2026 Binance Beginner Tutorial_ Step-by-Step Guide to Enter Referral Code 〖USDT45〗 and Easily Claim Registration Benefit

作者：可爱猫 · 更新于 2026-09-11T13:33:08+00:00

2026 Binance Beginner Tutorial: Step-by-Step Guide to Enter Referral Code 〖USDT45〗 and Easily Claim Registration Benefits

2026 Binance Beginner Tutorial: Enter Referral Code USDT45 & Claim Your Registration Perks

Here's a number that should stop you mid-scroll: $12.6 billion. That's the cumulative trading fees Binance collected in 2024 — and each year, a massive chunk of that comes from retail traders who never bothered to enter a single referral code. If you're about to start your crypto journey in 2026, ignoring this step is literally the equivalent of setting fire to 20% of your future trading budget. The fix takes exactly 30 seconds. Enter Enter Referral Code: USDT45 during registration, and you'll permanently reduce every taker and maker fee on your account. No expiry, no conditions, no "premium membership" required. It's the single highest-ROI action you can take before your first trade.

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Step-by-Step: How to Enter Your Referral Code on Binance (2026 Edition)

Below is a complete, foolproof walkthrough. Each step is collapsed by default — click to expand and follow along at your own pace.

Step 1: Create Your Binance Account (or Log In)

If you're brand new to Binance, head to the official registration page:

🔗 https://binance.com/join?ref=USDT45

Click Register in the top-right corner. You have three signup options: email, phone number, or Apple/Google single sign-on.

Pro tips:

  • Use a dedicated email address that you check regularly — Binance will send important security alerts and withdrawal confirmations there.
  • Set a strong, unique password (at least 12 characters, mixing upper/lowercase letters, numbers, and symbols). Do not reuse any password from other sites.
  • If you already have a Binance account, simply log in — you can still benefit from fee discounts by ensuring your account is linked to a valid referral. Skip to Step 2 if you're already logged in.

Step 2: Navigate to the Referral Code Entry Interface

Here's a common misconception: the referral code field does not appear on the main registration form. It lives in a separate spot, which is why so many people miss it.

Mobile App (recommended for most users):

  • Open the Binance app and log in.
  • Tap the Profile icon (bottom-right corner).
  • Tap Referral — you'll see a screen that says "Referral" with a field labeled "Enter Referral Code".

Desktop / Web:

  • Navigate to Profile → Referral from the top menu.
  • Locate the input field under the "Have a referral code?" section.

This interface is identical in both the old and new versions of the Binance UI, so you won't need to hunt around.

Step 3: Enter the Referral Code USDT45 Correctly

In the referral code input field, type exactly: USDT45

Critical accuracy checklist:

  • Use capital letters: USDT45, not usdt45 or Usdt45. Referral codes on Binance are case-sensitive.
  • No spaces before, after, or in the middle of the code.
  • No special characters, hyphens, or underscores.

If the system shows a green checkmark or displays "Valid code", you're good to go. If it says "Invalid code," re-check your spelling and capitalization. Then click Apply or Confirm.

Bonus move: If you registered without a code, don't panic — Binance allows retroactive binding in most regions. Contact customer support via the in-app chat, explain that you forgot to enter a referral code during registration, and they will typically link the code for you within 24 hours.

Step 4: Complete KYC Verification to Unlock 100% of Your Benefits

Here's a hard truth about crypto exchanges in 2026: no KYC (Know Your Customer) verification = no full benefits. Unverified accounts face withdrawal limits and can't participate in most promotional campaigns — including your referral welcome bonus.

KYC on Binance typically involves:

  • Uploading a government-issued ID (passport, driver's license, or national ID card).
  • Facial recognition scan — make sure you're in a well-lit room, without hats or sunglasses.
  • Residential address verification (for higher-tier limits).

The entire process usually takes 5 to 15 minutes, and Binance is known for its fast review times, often completing verification in under an hour.

Once your KYC is approved, re-visit the Referral section to confirm that the 20% fee discount marker is active, and check Rewards Hub for any available claimable bonuses.

Step 5: Verify Your Fee Discount & Claim Your Welcome Rewards

Congratulations! You've entered the code. Now let's make sure everything is actually working.

Check your spot trading fee rate:

  • Go to any trading pair (e.g., BTC/USDT).
  • Click the Fee Rate or Fee Tier button near the trading chart.
  • You should see your current tier listed with a 20% discount already applied — e.g., standard 0.10% taker fee becomes 0.08%.

Claim your welcome bonus:

  • Open the Binance app → Profile → Rewards Hub.
  • Look for the "New User" or "Referral Bonus" card — click Claim if available.
  • Some bonuses are in the form of USDT futures trial funds — they require you to open a futures account and are released piecemeal based on trading volume.

That's it. Your 20% fee rebate is now permanent — it applies to every spot, futures, and margin trade for as long as you use Binance. Nothing to renew, nothing to pay.

🔍 Click to Register Binance, Lock in Lifetime 20% Commission Rebate (Referral Code: USDT45)

Why This 30-Second Step Matters: The Investment Logic Behind Referral Codes

Let's put some real numbers behind this. Say you're a mid-frequency trader making roughly $10,000 in monthly trading volume. At Binance's standard 0.1% taker fee, you'd pay $10 per month in fees. With the 20% discount from code USDT45, you pay only $8. That's a $2 monthly saving... which sounds trivial until you zoom out.

Now scale up. A full-time swing trader with $200,000 monthly volume saves $40 per month. Over one year, that's $480 — enough to buy a mid-range smartphone, three months of gym membership, or an entire year of Netflix and Spotify combined. And if you're a serious futures trader pushing $2M+ in monthly volume, your annual savings exceed $4,800.

Case study: "Alex" (illustrative example). In early 2025, Alex started futures trading on Binance with $5,000 capital. He registered without a referral code. By September 2025, his monthly trading volume had grown to $850,000. At the standard 0.05% futures taker fee, Alex paid $425 per month in fees. Had he entered USDT45 at registration, he would have paid $340 — a difference of $85 per month. Over his first 18 months, Alex's missed savings totaled approximately $1,300. He could have paid for his entire trading course with that money. Don't be Alex.

This is why the referral code step is not a "nice-to-have" — it's a structural cost advantage that compounds over your entire trading career. In a market where every basis point of profit is hard-won, handing the exchange a voluntary 20% tip is economically irrational.

Frequently Asked Questions

Can I still enter a referral code after I've already registered?

In most cases, yes. Open the Binance app → Profile → Referral, and try entering USDT45. If the system doesn't accept it, contact Binance customer support via live chat. Many users report that support can manually bind the code to their account. The earlier you do this after registration, the higher the success rate.

Is the 20% fee discount permanent or just a first-year promotion?

Permanent. Referral-based fee discounts on Binance do not have an expiration date. The discount is tied to your account tier structure, but the 20% reduction applies for as long as the referral link/code program exists. There is no "promotional period" that resets to full fees.

Risk Warnings

⚠️ Risk 1 — Investment Risk: Cryptocurrency trading involves substantial risk of loss. Futures and margin trading can amplify losses exponentially, and you can lose more than your initial deposit. Never invest funds you cannot afford to lose completely. Past performance is not indicative of future results.

⚠️ Risk 2 — Platform Risk: Binance is subject to regulatory changes in various jurisdictions, including potential restrictions on services such as futures trading for certain users (e.g., U.S. residents). These restrictions can change with little notice. You are responsible for understanding the legal status of cryptocurrency trading in your country or region before using any exchange.

⚠️ Risk 3 — Security Risk: Even the most secure exchange can be targeted by hackers, or your individual account can be compromised through phishing, SIM-swapping, or malware. Always enable two-factor authentication (2FA), use hardware security keys when available, and never share your credentials or seed phrases with anyone.

⚠️ Risk 4 — Referral Program Risk: Referral bonus terms are determined solely by the exchange and can be modified, suspended, or terminated at any time. The 20% fee discount applies to the trading fee portion only and does not guarantee any trading profit. Always read the official terms and conditions on the platform.

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